Luis Fajardo

Home

Open Houses

Listings

En Espanol

Let me help you with your home purchase!

How to apply for a loan

Mortgage Services

Buy / Sell a Home

Real Estate Services

Connect With Me - One on One

15 min discovery call

Schedule a quick call

30 Minute Meeting

Let's meet via ZOOM!

Get a CASH offer for your Home

Get a Cash Offer

Get an offer for you home

Social Media

Perfect Bday weekend. #onemoreyear #bdayweekend #family

How do we get to 3rd grade so fast? I really enjoy taking her to school every year on the first day of school. This year is 3rd grade and she’s almost as tall as me. Wishing her another year of growth and learning! #girldad #3rdgrade #littleari

Can’t believe it’s been 2 years since we closed on our home! 🎉🍾 #housiversary #2yearsago #whosnext

En Espanol

Soy agente inmobiliario, profesional hipotecario, candidato a un MBA en la Universidad de California Riverside y veterano del Ejército de los Estados Unidos, dedicado a ayudar a personas y familias a tomar decisiones inmobiliarias inteligentes y seguras. Mi enfoque se basa en la integridad, la comunicación clara y la estrategia, no en la presión. Ya sea que esté comprando su primera casa, invirtiendo o planificando su próxima mudanza, lo guiaré durante todo el proceso con la misma disciplina, atención al detalle y compromiso con el servicio que forjaron mi trayectoria de liderazgo. La compra o venta de una propiedad es una de las decisiones financieras más importantes que tomará. Mi trabajo es asegurarme de que comprenda sus opciones, proteger sus intereses y que avance con confianza.

Compra o Venta de Casa

Prestamos de Casa

Open Houses

Coming Soon

Listings

Coming Soon

Active Listings

Mortgage

I’m a real estate broker, mortgage professional, MBA candidate at the University of California Riverside and U.S. Army veteran dedicated to helping individuals and families make smart, confident real estate decisions. My approach is built on integrity, clear communication, and strategy, not pressure. Whether you’re buying your first home, investing, or planning your next move, I guide you through the process with the same discipline, attention to detail and commitment to service that shaped my leadership background. Real estate is one of the most important financial decisions you’ll make. My job is to make sure you understand your options, protect your interests and move forward with confidence.

Documents Needed When Applying For a Mortgage Loan

If you’re looking for a home loan in California, having these documents ready makes it easier for lenders to process your loan application, and the faster your application is processed, the sooner you can be the first to make an offer and potentially have it accepted by the seller. Here’s what you need in order to get a home loan in California : A clear copy of your driver’s license – This is used for general identification purposes The last two years of your tax returns and your W2 form. If you are self-employed, you’ll need to have the last two years of your business taxes – This is to prove your current income The last two pay stubs from your work Two months’ worth of bank statements (include all pages, even blank ones). You must include every type of account you have such as checking, savings, 401K and any other type of bank account Social Security award letter and pension (if applicable) For all other properties you own, a copy of your current mortgage statement and homeowner’s insurance These documents are important not only for identification purposes, but are also used to help validate your income as well as help us understand what other assets may be used to help you secure a home loan. The sooner you can be approved, the sooner you can be among the first to make an offer. In particularly competitive real estate markets like California, having these documents can give you an edge.

Let's Start Your Loan Application

On-line loan application

With our on-line my1003 app, you can quickly and securely complete your loan application, check status of your loan and complete your tasks

Real Estate

I’m a real estate broker, mortgage professional, MBA candidate at the University of California Riverside and U.S. Army veteran dedicated to helping individuals and families make smart, confident real estate decisions. My approach is built on integrity, clear communication, and strategy, not pressure. Whether you’re buying your first home, investing, or planning your next move, I guide you through the process with the same discipline, attention to detail and commitment to service that shaped my leadership background. Real estate is one of the most important financial decisions you’ll make. My job is to make sure you understand your options, protect your interests and move forward with confidence.

Real Estate Services

Buying a home

Selling a home

Get A Cash Offer

Cash Offer Request

Prestamos de Casa

Documentos Necesarios al Solicitar un Préstamo Hipotecario

Si está buscando un préstamo hipotecario en California, tener estos documentos listos hace que sea más fácil para los prestamistas procesar su solicitud de préstamo, y cuanto más rápido se procese su solicitud, antes podrá ser el primero en hacer una oferta y potencialmente hacer que el vendedor la acepte. Esto es lo que necesita para obtener un préstamo hipotecario en California : Una copia clara de su licencia de conducir: se utiliza con fines de identificación general. Los últimos dos años de sus declaraciones de impuestos y su formulario W2. Si trabaja por cuenta propia, deberá presentar los últimos dos años de impuestos comerciales. Esto es para demostrar sus ingresos actuales. Los dos últimos recibos de sueldo de tu trabajo. Extractos bancarios de dos meses (incluya todas las páginas, incluso las en blanco). Debe incluir todo tipo de cuenta que tenga, como cheques, ahorros, 401K y cualquier otro tipo de cuenta bancaria. Carta de concesión del Seguro Social y pensión (si corresponde) Para todas las demás propiedades que posee, una copia de su estado de cuenta hipotecario actual y del seguro de vivienda. Estos documentos son importantes no solo para fines de identificación, sino que también se utilizan para ayudar a validar sus ingresos y ayudarnos a comprender qué otros activos pueden usarse para ayudarlo a obtener un préstamo hipotecario. Cuanto antes lo aprueben, antes podrá estar entre los primeros en hacer una oferta. En mercados inmobiliarios particularmente competitivos como el de California, tener estos documentos puede brindarle una ventaja.

Comencemos Su Solicitud De Préstamo Hipotecario

Solicitud de Préstamo en Línea

Con nuestra aplicación my1003 en línea, puede completar de forma rápida y segura su solicitud de préstamo, verificar el estado de su préstamo y completar sus tareas.

Buying a home

Please start by filling out the buyer intake form to help me understand your needs, time-frame and goals.

Buyer Intake Form

Buyer Interest Intake Form

Buyer's wish list and financial readiness.

Free Property Search

Looking For The Perfect Home?

Be the first to know when your dream home hits the MLS.

Selling a home

Get My Home Value

Quick comparative market analysis report