
We are a husband wife team that founded Brighter Future Techniques. Our main goal is to educate about financial literacy, life insurance and retirement.
Index Universal Life
Index Universal Life is or IUL is a permanent policy that will has death benefit, living benefit, and cash value
Retirement
Are you prepared for the retirement years?
Business Opportunity
Are you growing your goals and dreams? Are you growing someone elseʻs?
Contact
Would you like a personalized plan for you and your family? Contact us
What Types Of Life Insurance Policies Are The Best?
Do you know what type of policy is a fit for you and your family?
The Four Types of LIRP’s (Life Insurance Retirement Plan)
How to Find the Right One for you
Do you have an idea of universal life?
Did you know you can use a your life insurance while still living?
Information provided by Doug Andrews
Did you know your children from 0-18 years of age can get covered?
How the Rich Get Richer Using Life Insurance ft. Douglas Andrew
Interview with Matt Sapaula
Buildings Personal Finance and 401(K) Fees
Tony Robbins
Why Isn’t Everyone Doing This?/ Investing Tax Free
By Doug Andrews
Tax Free Retirement/Why People Donʻt Learn How
By Doug Andrew - -
From Forever Taxed to Never Taxed Part 1
By Ed Slott
From Forever Taxed to Never Taxed Part 2
By Ed Slott
A Life Insurance Retirement Plan Christmas Miracle
Busting the Annuity Myths (Part 1)
With Tom Hegna
Busting the Annuity Myths (Part 2)
With Tom Hegna
By combining downside protection with upside potential, indexed annuities can provide the balanced, sensible investment approach retirement savers are seeking.
Are you ready to have your 401(K), 457, 403b, or TSP protected?
How To Create Wealth 2022 with Matt Sapaula, Sheena Sapaula and Jorge Pelayo
Senior Board Councils of PHP Agency Sheena & Matt Sapaula and Board Council Jorge Pelayo share four ways you can create wealth in these unprecedented economi...
The Crusade/Recruit Interview - Better Financial Tips
Come Learn how to Maximize what you can control in a world where control is limited. Here from a Co-Owner of one of the fastest growing agencies in the world.Who will this call add value to: Those affected by Covid-19 (corona-virus) Interested in supplementing your income Options on where to save
Looking for a personalized quote but in a hurry.
I’d like to learn more about you and your goals. During this conversation I will gather information and create a personal plan for you.